Boost Sales With
Consumer Financing.
Customers Want Flexibility. Businesses Want Higher Sales. Consumer Financing Bridges the Gap. With Surcharge Pros' Consumer Financing Programs, Your Customers Can Buy More, Pay Later, and Spread Out Their Payments — While You Get Paid Upfront. We Provide Our Merchants a Consumer Lending Portal With Over 50 Lenders — Many Offering 0% Introductory Programs.
A Smarter Way to Close More Sales
Consumer Financing Removes Cost Objections at Checkout and Turns "Maybe Later" Into "Yes Today." Your Customers Get Affordable Payment Plans, and Your Business Gets Funded Upfront
With No Added Risk on Your Side.
With Access to Our 50-Lender Portal, You Match Every Customer to the Right Offer — From Prime Credit to All-Credit Programs — So You Capture More Sales and Grow Faster.
How Consumer Financing Helps Your Business
- Increase Average Ticket Size: Customers Spend More When They Have Flexible Payment Options.
- Close More Sales: Financing Removes Cost Objections at Checkout.
- Attract New Customers: Appeal to Buyers Who Need Affordability Without Sacrificing Quality.
- Get Paid Immediately: You Receive Funds Upfront While Your Customer Pays Over Time.
- 50-Lender Portal: Access a Wide Range of Programs — Many Offering 0% Introductory Options.
Gain Access To Our 50 Lender
Consumer Financing Portal
How It Works
Complete Our Simple Online Merchant Application And Submit A Business Check
Our Proprietary Algorithm Matches Your Customers To The Best Financing Options
Customers Choose Their Offer From Multiple Options For Their Big-Ticket Sale
Customers Complete Process Online And Funding Is Sent Directly To Merchant
The Process To Become A Consumer Finance Partner Is Easy.
Keep These Approved Benefits:
Credit Situations
Where Applicable
The Business Directly
(Merchant Benefit)
(Merchant Benefit)
We Can Typically Have You Up And Running Within A Couple Of Business Days.
Here's Our Promise To You
Since Our Success Is Tied To Your Success, We Will Never Be Satisfied Until You Are Getting The Results You Expect.
Industries That Benefit Most
- Home Services and Contractors: Close More Jobs by Giving Homeowners Financing Choices for Renovations, Repairs, or Large Projects.
- Healthcare and Wellness Providers: Offer Patients Flexible Pay-Over-Time Options for Treatments, Procedures, or Memberships — While Your Practice Gets Paid Upfront.
- Retailers and E-Commerce: Boost Sales and Average Order Values With Consumer Financing That Makes Purchases More Affordable.
- Coaching, Training, and Digital Services: Help Clients Invest in Themselves With Flexible Payment Options for Courses, Programs, and Digital Products.
A Complete Growth Strategy
By Offering Financing, You Position Your Business as Customer-Friendly and Growth-Oriented. Instead of Losing Sales to "Maybe Later," You Capture Them Today — and Watch Your Revenue Rise. Surcharge Pros Makes It Simple by Integrating Financing Solutions Directly Into Your Payment Workflows, Ensuring Smooth Approvals and a Seamless Customer Experience.
Ready to Lower Costs and Grow Faster?
Get Started Today With a Free Consultation and See How Much You Could Be Saving With Surcharge Pros.
Start Saving Now →