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Consumer Finance

Boost Sales with
Consumer Financing

Customers want flexibility. Businesses want higher sales. Consumer financing bridges the gap.

With Surcharge Pro’s consumer financing programs, your customers can buy more, pay later, and spread out their payments—while you get paid upfront.

We provide our merchants a consumer lending portal
with over 50 lenders – Many offering 0% introductory programs.

How Consumer Financing Helps Your Business

  • Increase Average Ticket Size: Customers Spend More When They Have Flexible Payment Options.
  • Close More Sales: Financing Removes Cost Objections at Checkout.
  • Attract New Customers: Appeal to Buyers Who Need Affordability Without Sacrificing Quality.
  • Get Paid Immediately: You Receive Funds Upfront While Your Customer Pays Over Time.

Gain Access To Our 50 Lender Consumer Financing Portal

How It Works

1
Apply
Complete our simple online merchant application and submit a business check
→
2
Match
Our proprietary algorithm matches your customers to the best financing options
→
3
Offer
Customers choose their offer from multiple options for their big-ticket sale
→
4
Fund
Customers complete process online and funding is sent directly to merchant

The Process to Become a Consumer Finance Partner Is Easy.

  1. 01

    Complete Our Simple Online Merchant Application, Submit a Business Check, and Proof of Business.

  2. 02

    We will build your customized loan application landing page and unique application URL.

  3. 03

    You Will Receive Your Welcome Email and Get access To Your Client Resource Center.

  4. 04

    Begin Submitting Applications Through Our Portal and Help Your Clients Fund Their Sales.

Keep these approved benefits:
  • Financing for all
    credit situations
  • 100% approval options
    where applicable
  • Fast decisions & funding
  • Programs that can fund
    the business directly
  • No long-term contracts
    (merchant benefit)
  • Niche Market Lenders
    (Merchant Benefit)

We can typically have you up and running within a couple of business days.

Here's our promise to you

Since our success is tied to your success, we will never be satisfied until you are getting the results you expect.

Book Discovery Call

Industries
That Benefit Most

Home Services and Contractors: Close More Jobs by Giving Homeowners Financing Choices for Renovations, Repairs, or Large Projects.

Healthcare and Wellness Providers: Offer Patients Flexible Pay-Over-Time Options for Treatments, Procedures, or Memberships — While Your Practice Gets Paid Upfront.

Retailers and E-Commerce: Boost Sales and Average Order Values With Consumer Financing That Makes Purchases More Affordable.

Coaching, Training, and Digital Services: Help Clients Invest in Themselves With Flexible Payment Options for Courses, Programs, and Digital Products.

By offering financing, you position your business as customer-friendly and growth-oriented. Instead of losing sales to “maybe later,” you can capture them today—and watch your revenue rise.

Surcharge Pros makes it simple by integrating financing solutions directly into your payment workflows, ensuring smooth approvals and a seamless customer experience.

Ready to Lower Costs and Grow Faster?

Get Started Today With a Free Consultation and See How Much You Could Be Saving With Surcharge Pros.

Start Saving Now

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